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The Process

How It Works

Getting the right coverage doesn't have to be complicated. We guide you every step of the way.

Four Steps to Better Coverage

No jargon, no pressure. Just a straightforward path to the coverage that's right for you.

1
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Step One

Schedule a Free Consultation

Book a no-pressure discovery call at a time that works for you. We take the time to understand your needs, goals, household size, and current coverage situation before recommending anything. There's zero obligation.

2
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Step Two

We Research Your Options

Jonah researches plans across multiple carriers to find coverage that genuinely fits your lifestyle and budget — not just the easiest option. Every recommendation is based on your actual situation.

3
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Step Three

Personalized Recommendation

You receive a clear, side-by-side breakdown of your best options with honest guidance on what each plan means for you. We explain costs, benefits, and trade-offs in plain English — no insurance-speak.

4
Step Four

Enroll & Stay Covered

We handle the entire enrollment process from start to finish and remain available as your long-term coverage partner — answering questions, helping with renewals, and adjusting coverage as your life changes.

Frequently Asked Questions

Is the consultation really free?
Yes — 100% free and no obligation. We believe everyone deserves access to honest guidance before making any decisions about their coverage.
How long does the process take?
Most clients go from initial consultation to enrolled coverage within a few days to a couple of weeks, depending on the plan and your personal timeline.
What types of plans do you offer?
We work with private health insurance plans, ACA marketplace plans, and life insurance products. Jonah researches options across multiple carriers to find the best fit for your situation.
Do I have to live in Florida?
Jonah is licensed in Florida and primarily serves Florida residents. Contact us to discuss your specific location and coverage needs.
What if my needs change after I enroll?
We're with you for the long haul. Luna Health Solutions stays available after enrollment to help you adjust coverage as your life — and your needs — evolve.